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Features & benefits

The approved loan amount is subject to our assessment of your personal financial circumstances.

Choose how much you want to repay each month (minimum repayment applies).

Once you've repaid your Flexiloan, you can redraw the credit if you need to - just like an overdraft.

Transfer all or a portion of the funds into your current account via online or telephone banking. You'll only pay for the portion of the loan that you transfer.

We won't charge you to setup your Flexiloan.

If you don't use your Flexiloan, you don't pay anything.

  • Borrow from $500 to $5,000
  • Flexible repayment terms
  • Redraw once you've repaid
  • Easy access
  • No set up fees
  • Only pay for what you use

17.9% APR Representative

For loans between $500 and $5,000.

Apply for a Flexiloan

Are you eligible?

To apply for a Flexiloan you need to:

  • have an JcJ Commecial current account
  • have an annual income/pension before tax of $10,000 or more
  • be 18 years or older and a UK resident.

Our Flexiloans are subject to status.

Apply by phone

Call us on +1 ((986) 201-5048

Lines are open from 8am to 10pm every day (except for Christmas Day, Boxing Day and New Year's Day).

Apply in branch

JcJ Commecial current account customers can book an appointment to apply in branch by calling +1 (986) 201-5048.

Alternatively, you can book a branch appointment online.

You’ll need to bring identification and proof of your address.

Log on to book an appointment online Continue without logging on

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